{"id":9725,"date":"2012-09-17T19:50:16","date_gmt":"2012-09-18T00:50:16","guid":{"rendered":"http:\/\/www.augsburg.edu\/?page_id=9725"},"modified":"2025-07-16T15:52:01","modified_gmt":"2025-07-16T15:52:01","slug":"graduate-loan-chart","status":"publish","type":"page","link":"https:\/\/www.augsburg.edu\/studentfinancial\/loans\/graduate-loan-chart\/","title":{"rendered":"Graduate Loan Chart"},"content":{"rendered":"<h2>Loans with a first disbursement on or after 7\/1\/2025 and before 7\/1\/2026<\/h2>\n<h3>Federal Unsubsidized Direct Loan<\/h3>\n<p>For the most up to date information please visit <a title=\"Student Aid. Gov\" href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">Studentaid.gov<\/a>.<\/p>\n<ul>\n<li><strong>Interest Rate: <\/strong>7.94% fixed during in-school, grace, and deferment periods<\/li>\n<li><strong>Origination\/ Guarantee Fees:<\/strong>\u00a01.057% (e.g. if $1000 is borrowed, $990 will be applied to the student&#8217;s Augsburg account)<\/li>\n<li><strong>Annual Loan Limits:\u00a0<\/strong>$20,500<\/li>\n<li><strong>Cumulative Loan Limits:<\/strong>\u00a0$138,500 (of which, no more than $65,500 can be subsidized)<\/li>\n<li><strong>Grace Period:<\/strong>\u00a06 Months<\/li>\n<li><strong>Repayment Terms:<\/strong>\u00a0Standard repayment is 10 years following grace period, though other repayment options may be available<\/li>\n<li><strong>Deferment\u00a0Options:<\/strong>\u00a0Continued education, disability, and unemployment. Contact your lender for other options.<\/li>\n<\/ul>\n<h3>Federal Graduate PLUS Loan<\/h3>\n<p>For the most up to date information please visit <a title=\"Student Aid. Gov\" href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\">Studentaid.gov<\/a>.<\/p>\n<ul>\n<li><strong>Interest Rate:<\/strong> 8.94% fixed during in-school, grace, and deferment periods.<\/li>\n<li><strong>Origination\/ Guarantee Fees:<\/strong>\u00a04.228% (e.g. if $1000 is borrowed, $958 will be applied to the student&#8217;s Augsburg account)<\/li>\n<li><strong>Annual Loan Limits:\u00a0<\/strong>Cost of education less other aid received.<\/li>\n<li><strong>Cumulative Loan Limits:<\/strong>\u00a0No Cap<\/li>\n<li><strong>Grace Period:<\/strong>\u00a0No grace period, but parents can request the loan to enter forbearance through the lender.<\/li>\n<li><strong>Repayment Terms:<\/strong>\u00a0Repayment begins within 60 days after final disbursement of loan funds. Up to 10 Years. See Grace Period information.<\/li>\n<li><strong>Deferment\u00a0Options:<\/strong>\u00a0Contact lender for deferment or forbearance options.<\/li>\n<\/ul>\n<h3>Private\/Alternative Loans<\/h3>\n<ul>\n<li><strong>Interest Rate:<\/strong>\u00a0Variable, based on credit + PRIME or LIBOR.<\/li>\n<li><strong>Origination\/ Guarantee Fees:<\/strong>\u00a0Varies by lender.<\/li>\n<li><strong>Annual Loan Limits:\u00a0<\/strong>Cost of education less other aid received.<\/li>\n<li><strong>Cumulative Loan Limits:\u00a0<\/strong>Varies by lender.<\/li>\n<li><strong>Grace Period:<\/strong>\u00a0Varies by lender.<\/li>\n<li><strong>Repayment Terms:<\/strong>\u00a0Varies by lender.<\/li>\n<li><strong>Deferment\u00a0Options:<\/strong>\u00a0Varies by lender.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Loans with a first disbursement on or after 7\/1\/2025 and before 7\/1\/2026 Federal Unsubsidized Direct Loan For the most up to date information please visit Studentaid.gov. Interest Rate: 7.94% fixed during in-school, grace, and deferment periods Origination\/ Guarantee Fees:\u00a01.057% (e.g. if $1000 is borrowed, $990 will be applied to the student&#8217;s Augsburg account) Annual Loan &#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":38859,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-9725","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/9725","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/comments?post=9725"}],"version-history":[{"count":33,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/9725\/revisions"}],"predecessor-version":[{"id":41025,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/9725\/revisions\/41025"}],"up":[{"embeddable":true,"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/pages\/38859"}],"wp:attachment":[{"href":"https:\/\/www.augsburg.edu\/studentfinancial\/wp-json\/wp\/v2\/media?parent=9725"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}